This Privacy Policy describes how Wavebreak Financial Group ("Company," "We," "Us," or "Our") collects, uses, and discloses information when you visit or use this website (the "Service"), and explains your choices regarding that information. By using the Service, you agree to the collection and use of information in accordance with this policy.
1. Definitions
- Company refers to Wavebreak Financial Group, operated by Ashley Aronson, a licensed insurance agent (NPN 22059016).
- Service means this website, located at the domain used to access this page.
- Personal Data means any information that relates to an identified or identifiable individual, such as your name, email address, and phone number.
- Usage Data means information collected automatically when you use the Service, such as pages visited and time spent on the site.
- Cookies are small files placed on your device by a website to store information about your browsing activity.
- Service Provider means any third party that processes data on Our behalf to help operate or improve the Service.
- You means the individual visiting or using the Service.
2. Information We Collect
Personal Data
When you fill out a form on this site, we may ask you to provide certain personally identifiable information, including but not limited to:
- First and last name
- Email address
- Phone number
- General location (state, city, ZIP/postal code), where provided
- Any details you choose to share about your insurance or financial planning needs
Usage Data
We automatically collect certain information when you visit the Service, such as your device type, browser, pages viewed, time spent on pages, and referring links. This is collected through cookies and similar technologies, described below.
3. SMS / Text Messaging Consent & Data
If you provide your phone number and opt in through a checkbox on this website, you consent to receive SMS text messages from Wavebreak Financial Group related to your inquiry, appointment reminders, account notifications, and occasional marketing messages. Message frequency varies. Message and data rates may apply.
- You can opt out at any time by replying STOP to any message.
- Reply HELP for assistance, or contact us at ashleyainsurance@gmail.com.
- Carriers are not liable for delayed or undelivered messages.
No mobile opt-in information or consent is sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes. Text messaging originator opt-in data and consent are never shared with any third party, except as necessary to provide the messaging service itself (for example, our SMS platform provider) or as required by law.
4. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to operate and improve the Service. You can instruct your browser to refuse cookies, though some parts of the Service may not function properly without them. The categories of cookies we may use include:
- Necessary / Essential Cookies: required for core site functionality.
- Preference Cookies: remember choices you've made to personalize your experience.
- Analytics & Performance Cookies: help us understand how visitors use the site.
- Advertising Cookies: used by us and third-party ad platforms to measure and deliver relevant advertising.
5. How We Use Your Information
We may use your Personal Data to:
- Respond to your inquiries and provide the information or services you request
- Contact you by phone, email, or SMS about your inquiry or our services
- Send you information about insurance and financial planning products, unless you've opted out
- Analyze and improve how the Service is used
- Measure and improve the performance of our advertising
- Comply with legal obligations and enforce our agreements
6. Retention of Your Data
We retain Personal Data only as long as necessary for the purposes described in this policy, or as required to comply with legal, regulatory, or recordkeeping obligations applicable to licensed insurance producers.
7. Disclosure of Your Data
We do not sell your Personal Data. We may disclose it:
- To Service Providers who help us operate the Service (for example, our website, CRM, or SMS platform providers)
- In connection with a business transfer, such as a merger or acquisition
- When required by law or in response to valid requests by public authorities
- To protect the rights, property, or safety of the Company, our users, or the public
8. Third-Party Analytics & Advertising
We may use third-party tools to understand site traffic and measure advertising performance, which may include:
- Google Analytics: see Google's privacy practices at policies.google.com/privacy.
- Google Ads: you can manage ad personalization at myadcenter.google.com.
- Meta (Facebook) Ads: see Meta's data policy at facebook.com/privacy/policy, and manage ad preferences via the Digital Advertising Alliance at aboutads.info/choices.
9. Children's Privacy
The Service is not directed to anyone under the age of 18, and we do not knowingly collect Personal Data from anyone under 13. If you believe a child has provided us with Personal Data, please contact us and we will take steps to remove it.
10. Your Privacy Rights
Depending on where you live, you may have rights regarding your Personal Data, which can include the right to know what data we hold about you, request its deletion or correction, and opt out of certain data sharing. California residents may have rights under the California Consumer Privacy Act (CCPA), as amended. To exercise any of these rights, contact us using the information below.
11. Data Security
We use commercially reasonable measures to protect your Personal Data, but no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
12. Links to Other Websites
Our Service may contain links to third-party websites not operated by us, including insurance carriers. We are not responsible for the content or privacy practices of those sites and encourage you to review their policies directly.
13. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "Last updated" date. Continued use of the Service after changes take effect constitutes acceptance of the revised policy.
14. Contact Us
If you have questions about this Privacy Policy, contact us at ashleyainsurance@gmail.com or (858) 299-2716.